Things You Didn’t Know Were Included in Pet Insurance
You’re probably already aware that insurers will compensate you for the likes of routine vet bills and medical emergencies, provided your pet doesn’t have any pre-existing conditions. However, insurance for pets actually covers a lot more than just your vet’s fees.
Depending on the type of cover you purchase, your insurance may provide money for emergency boarding, tick paralysis treatment, theft, property damage and much more. In this article, we take a look at some of the surprising benefits that can come with pet insurance so that you can see why it’s such a worthwhile investment.
- Loss or theft of your pet
Most people think of their pets as beloved family members, but it’s far from rare for dogs and cats to get lost or stolen. It’s a good idea to have your pet microchipped so that if somebody finds your lost dog, they can return it to its rightful owner. However, if somebody steals your dog, they won’t have any plans to return it to you.
While the loss of your pet would be a tragedy, your insurance provider can make sure you don’t lose out financially. They may reimburse you the price of your pet’s ‘market value.’ They may even give you some cash to hang up posters and offer a reward to anybody who finds and returns it.
If you have a dog that always tries to find ways to explore the world beyond your garden, you might want to find an insurer that provides cover for loss and theft.
- Treatment for behavioural problems
Believe it or not, many insurance providers will pay for your dog to be trained if it has behavioural issues, whether it needs to be taught not to lash out at strangers or just has a lack of respect for its owner. Unfortunately, when people have pets that are hard to deal with, they often abandon them or take them to a shelter, where they may remain for the rest of their lives. If your insurance covers treatment for behavioural issues, you can keep your pet and ensure it becomes a beloved member of your family.
- Boarding fees
If you become hospitalised or need to travel overseas due to an emergency and have nobody to take care of your pet, your insurance provider may cover the cost of boarding fees, or at least a percentage of it.
- Overseas travel cover
If you like the idea of taking your dog abroad, you should find an insurer that provides overseas travel cover. This means that if your pet falls ill overseas, your insurance provider will cover a portion of the vet bills.
- Euthanasia, burial and cremation
Saying goodbye to your pet will be a challenging time, but at least your insurance provider will contribute to the cost of its burial or cremation, meaning you won’t be financially strained during such a difficult period.
Choosing the correct type of insurance for your pet is crucial, making it essential to find out what things a provider will pay for. If in doubt, pick up the phone and discuss your needs with an insurance company representative directly.