How to Save a Little Money Every Week
If you ask most people, they will tell you that one thing they would want more of is money. Perhaps not a lot of money, but enough to pay some bills or maybe save for a holiday. The problem is that there are now many things all trying to get us to spend money, from streaming channels to music, and food. That makes saving money harder than ever, but there are a few ways that you can save a little every week for the things you want.
Make a Weekly Money Day
To save money, you need to know where it’s going, so it is important that you start keeping a close eye on your accounts. Firstly, you need to start a budget planner that you can use to see what money is coming in and going out of your account. Once you have done that, you can start to have regular weekly money days where you update your budget and see how you are keeping to your goals. You won’t be able to see a big difference in the first week or the second, but after a few weeks, you should start to see a lowering of your costs.
Grocery Shopping
One of the biggest expenses you have each week is the grocery shopping. If you have a big family, this can cost you a lot of money, so you need to think wisely about your food shopping. How often do you need to go shopping? Can you go once a month instead of once a week? If you do your food shop and buy things in bulk, they often work out cheaper than buying them singularly, and you might even get more for your money. Another option is to start using coupons for your food shopping. There are now many sites online that can send you coupons for the most popular brands and save you a lot of money.
Find Cheaper Alternatives to Everyday Items
There are often many things that you need to buy each week or month, but they are still a drain on your finances. However, that doesn’t mean that you cannot find cheaper alternatives elsewhere. For example, if you regularly use contact lenses, then you might be able to find a better deal on another website. That means you can still have the things you need, but you can also save a little money as well. You should also be on the lookout for any special offers on things you regularly buy such as magazines or fuel for your home burner.
Swap the Gym for the Road
Keeping fit is an essential part of life, but sometimes the cost of using a gym is more than you can afford. That is why you could swap an hour at the gym for an hour running in the local park or cycling through the woods. Its free, and you can still get the workout you want, plus you will be saving money each month. If you get some gym equipment piece by piece over time, you can start to use your garage or your basement as your home gym. That will be a good way to keep fit if the weather is bad, or you can’t leave the house that day. If exercise classes are more your thing, then there are many videos online that you can watch for free that will give you a complete exercise class in your own home.
Save Money on Coffee
If you are the type of person that grabs a cup of coffee from the store every day on the way to work, then you will know that this can add up to a lot of money at the end of the month. It doesn’t mean you have to give up coffee, but there are ways you can get it cheaper. Buy a reusable mug and make your coffee at home. You can still take it with you, but it will be a fraction of the cost. You can still allow yourself the odd cup from the store, and you will still be saving a whole lot of money.
Use the Car Less
Lots of people are used to driving their cars so much that they even take it for small journeys to the store or a friend’s house. Even though these journeys are small, they all add up to a lot after a few trips. To save some money on gas, why not try to leave the car at home unless you need it? You will find that the walking will help to keep you fit, and after a few times, it won’t seem like much of a walk at all.
Buy Gifts in Advance
For those with big families, holidays and birthdays can be especially hard on the bank balance. However, there are ways you can save a little money, and get the presents in plenty of time. While at the store or online, keep your eye out for any gifts that are on offer. If you spot one that you think will make a great gift, buy it and store it until its needed. Before long, you will have all the gifts you need, and you will have saved money in the process.
Repair or Reuse
Society today is becoming more about buying new things than trying to keep the old thing going for longer. For example, if your washing machine stops working, do you need a new one, or can it be repaired? If it’s something simple, can you do it yourself? That will save you a lot of money, and you will have learned a new skill at the same time. The same applies to clothes; you might be able to repair them before you need to throw them away.
Trying to save money isn’t easy, it takes sacrifice and learning to stretch your budget to meet your bills. However, in the long run, it means you can afford to take that vacation you have always wanted.